Thursday, November 25, 2010

Rational use of money to teach you how to

 Easy Money] 2 in the world to pull money Dafa, teaches you how to rational use of money, very practical Oh! (Transfer)
(lots of Replies oh * ^ O ^ *) Thanks again for your support Oh!!
Slogan : Stick to cut costs, without reducing the quality of life under the premise of holding a at the cash.
1, 520 lots change Dafa
and her husband made an appointment with the 520 number to save money this meaningful.
specific approach is that the liquidation purse every day, 5 yuan, or 20 if dollars to save all the money to a specific storage tank (previously sent her husband after eating a can of chocolate, waste utilization, but also good-looking and easy to use).
reason to use 520, except that it's better than meaning more important reason is 5 yuan or 20 yuan the frequency is not high, the cost of living will not have much feeling slightly reduced.
Hey, not do not know, told, actually has more than 400 yuan a month balances . but also in unconsciously save down, did not think that affected the quality of life.
pot and once to save 1,000 yuan to buy stock market funds (our house is the risk preference type), accumulated over a year is not a small income.
2, credit card interest-free money Dafa
our family wages are paid at the beginning, credit card payment at the end.
each pay first serve, leaving about 2,000 yuan a daily cash consumption, immediately holding the money went straight to the bank to buy stock funds. some other supermarkets, consumer, friends, etc. can be used to swipe credit cards.
end to repay credit card loans, ahead of a 4-day about redemption, and then designated to the credit card account on line you.
the stock market this year, well, sometimes not to the month rose 10%, accidental consumption of the month are subject to the availability friends.
3, carpool Dafa
Rendui hate the bus, so before the regular taxi to work. (private cars is certainly not to buy your friends, the accumulation of money should buy a house to buy stocks to buy Fund Well)
but indeed a taxi a bit of luxury, so start carpooling carpooling with someone online.
had little time to find a driving private cars to work, and my car were four people, hey, the car had more than 20 yuan fees in equal shares plummeted to 8 after the yuan, which was widely cost-effective.
unknowingly save up more money than what my more than 520.
4, leisure products, said the reason why the use Dafa
leisure goods rather than waste, because I believe that all things are helpful, but for a different value to different people.
our house a year ago to develop the habit to do things or what was left clean up once every three months, which he sold, the delivery to send, not only increase revenue, but also to keep cool-cool home.
such as it, go buy some water will inevitably gradually getting thirsty, plus my husband like to buy large cans of mineral water to drink (tap water that is not nutritious?!), so the family always left a pile of bottles and jars (I heard my colleagues gave generally throw). We all saved up the matter, in the kitchen lockers, the content does not affect the family.
there is the set of the first financial report, the information is indeed quite the use of very rich, but the timing is too strong, the contents of a few days out of date you,UGGs, so read cut and paste it into useful information, the other on the balcony also 垒成 an inconspicuous place to put down.
light of these two months to sell a product when you can receive a free 40 yuan, you can eat a good meal Rights.
do not want to wear again, not to mention some of the clothes can be placed online to sell, or close friend and body exchange.
black market selling second-hand mobile phone to get (actually also sold 200, oh well ). and so on.
5, Kaka League Dafa
eat, drink so many years, there are some discount cards, some time ago under the order actually have a whole one.
So now every time before consumers will go out The store did not look at a VIP card.
course, the power of individuals is limited, the power to mobilize the masses to achieve maximum benefits.
So women played a specialty office, a few minutes and produced an image Die decent Excel tables to set up a share on the company's public plate.
then send an mail to inform you that Kaka League friends to achieve.
consumption every time you want to go out before check in online check which card can be discounted, and then look at everyone to share information, happily spending by cards star attraction.
we alliance theater company also bought a DVD disc is registered to another table, will not buy the basic re- , and also the first time to enjoy large.
I think Shashi Hou put forward a coupon to share is good, often took a bunch of coupons and can only be used the next time to exchange with the regular use will be able to taste early adopters of Rights.
6, second line to make money home Dafa
my husband and I are second-tier cities to Shanghai to wage drift.
graduated from college, is not no chance to stay in the home, but only a wish fastest growing cities in order to grow faster to come to Shanghai.
flash also has a few years, and found not only in Shanghai and have accumulated some capital, more importantly, learned a lot of invaluable knowledge (thinking). < br> One of the most important insight is to earn second-tier cities in the urban consumer.
Now we wage in Shanghai is home to more dry months in 5 years may not be obtained.
so did Shanghai house prices, we did not buy real estate in Shanghai, but relatively low in the home purchasing power to buy two sets of small size have been real estate.
return on investment in accordance with the rent to count, Shanghai's real estate is generally not more than one year 5%, buy a simple Liangshiyiting have to carry a 100 million, even in this life on the set of friends in the house.
time in accordance with the price of second-tier cities, the annual rate of 10-15% rental yield , the small size and cheap price, a set of about 20 million also, the psychological burden and can not generate revenue quickly.
instant second-tier cities also began to soar, then investors are not only stable rents, and the real estate market also increased by half.
future second-tier cities also intends to continue investing in some homes and stores, in the real estate can bring enough stability of the monthly proceeds, we wanted to do back home began to dry point your friends.
the first two day looking at financial Auditorium, remember the word, line the city's housing prices have reached an unbearable point where ordinary native population, so the second-tier cities, the population will steadily increase, prices will further increase. I thought then .
(like accidentally wander investment up, Ha ha!)
7, rent in Shanghai Dafa
drift, how can I not renting.
our family's money to buy a home's house, so the rent can only friends in Shanghai (and now pays market rent than buy a house, hee hee).
early because funds are not sufficient when renting, so the standard is lower then the election room first.
reckoning of some,UGG shoes, have a basic rough decorated room has become our first choice.
quickly settle down the house of a One Bedroom 600, rented straight after the secondary market, bought some basic household appliances , moved back home to play with the truth that matter is also playing.
remember the age-old the price is not very clear, like 800 bar fridge, TV 150, 100 washing machines, water heaters 150 ... a total of 1,500 yuan or so.
lived in that year, leaving half the time most of home appliances was sold to the landlord (a win-win ah, he immediately rose to 800 rent), other landlords do another Kanghui secondary market, almost half are also sold ,cheap UGG boots, the most impressive is the washing machine is too broken unwanted, sold a pack rat actually has sold 50.
that time, rent a fully furnished house if similar conditions, at least a 900-1200 .
experience is another point, if you plan to rent the best Do not wards, each moving a physical money are badly hurt ah.
and preferably two or three years to sign a contract (can be used as the final killer bargain fiercely, because the landlord for the vacancy rate can be avoided),Bailey UGG boots, and then rent specified in the contract is not free to raise prices during the period.
It is important to many of my colleagues are only signed for one year to requirements of price increases after the landlord, nor is not moved is not moving, very passive.
8, credit card interest free Dafa (add that)
a card can brush as brush (of course not to collect consumption), not only to brush her husband's, but also brush colleagues relatives and friends.
like dinners with friends are generally AA, eat three or five hundred, and brush the card can be cashed only once, but also have Bank of points (although the banks black enough, things will change slightly decent numerous rice consumption)
happy than most companies to buy large household appliances parties and when friends and family friends, one is a large amount of brush, household appliances Sometimes also hire, sets out the cash they can buy the funds and I like to buy stocks, the time difference by playing chicken friends.
very simple to buy funds, you can buy online can also be bought in the agency .
in the bank purchase process is as follows:
1, check to buy the funds in those banks, agents
2, to the bank to do cards
3, in the bank to open a fund account.   4, the money saved to this card and tell the teller what funds to buy.
lower fees to buy online (especially wide card), but I have not tried it with less ease.
heard as long as the bank's wealth management card can be online in the Fund's purchase prompted friends.

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